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Earning Points

To participate in ELGA’s Relationship Rewards program you must have an ELGA checking account with an active debit card. If you already have an enrolled ELGA Credit Union VISA® Debit card, you are currently earning 1 point for every $2.00 you spend by signing for your eligible net* purchases on your debit card! If your PIN is entered during your transaction, points are not earned. If a merchant asks you to enter your PIN, say “Credit please.”

If you also have an enrolled ELGA Credit Union VISA® Credit card, you are earning 1 point for every $1.00 in eligible net purchases* on your credit card!

Earn bonus points

Relationship Rewards is designed to thank members for using a wide variety of our products and services, such as credit and debit cards, making on-time loan payments, and so much more!  Check out the table below for a list of ways you can start earning points right away.

Earn bonus points with ShoppingFLING

Earn bonus points on your rewards program when you use the ShoppingFLING feature. This terrific program is an added benefit and a convenient way to shop, while earning more points. But, even better, you earn these extra bonus points no matter how you shop – online at any of participating merchants found on the ShoppingFLING website.

Also, be on the lookout for monthly deals and discounts through email. How do you take advantage of this super-rewarding program feature? Simply click on the ShoppingFLING tab above, and you’re on your way to building points while you shop! What’s not to love?

Earn bonus points with Shop Main Street

You can earn bonus points by shopping in-store at merchants participating in the Shop Main Street program. Participating merchants are listed on the rewards program website. You must use your rewards debit or credit card and sign for your purchases in order to earn bonus points through Shop Main Street.

Earn 100 bonus points by signing up for monthly e-statement notifications

Provide your email address, and you will receive a monthly e-statement notification when your points are updated. By choosing this option, you will not receive a quarterly paper statement.






OnLine Bill Pay

25 points

XpressLink Transactions

(Online Banking)

25 points

E-statement Delivery

25 points

EZ Access (Phone Banking)

25 points

Debit ATM/ Credit Card Usage

Debit Card Usage

1 point per $2 spent on

signature (non-PIN) purchases

VISA Credit Card Usage

1 point per $1 spent

Loan Rewards

Loan interest paid monthly

1 point per $5 interest paid

New Consumer Loan

500 points

New Mortgage Loan

1,000 points

Deposit Rewards

Direct Deposit


25 points

Save to Win Deposits


1 point per $25 deposit

Other Services

Membership at ELGA – Anniversary Points

100 points annually


Register for online access to ELGA Relationship Rewards

100 points upon registration


Register to receive ELGA Relationship Rewards E-statement

100 points upon registration


For loans held by ELGA Credit Union only

When you’re ready, you can do all of your redemptions online

Select from the hundreds of items available in the online catalog and compare your available points with the number needed for the item you want. Downloadable rewards can be received instantly. If you have any questions, you can call the Service Center at 1-855-4 ELGA RR (1-855-435-4277), 24 hours a day, 7 days a week. A Redemption Specialist will be happy to assist you.

Click here to redeem your points!

*With an enrolled card, points are not earned on the following: tax payments, any unauthorized charges or transactions, cash advances, convenience checks, ATM withdrawals, debit card transactions that involve the use of a PIN number, or any fees including ATM fees and card-related charges posted to an enrolled card account, including late fees, over-limit fees, annual fees, and finance charges as outlined in the applicable Cardholder Agreement, except as otherwise permitted in special promotional offers.

You will earn negative points if returns or credits exceed purchases. Points may not be purchased.

Net purchases are defined as the dollar value of goods and services purchased with a Card beginning with the first day of the billing cycle that includes Cardholder's Enrollment Date, minus any credits, returns, or other adjustments as reflected on monthly billing statements.

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